Are You Being Cloned As We Speak

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Are You Being Cloned As We Speak

My Personal Review Of LifeLock By Robert Gantt

Like anyone else these days, I hear about identity theft all the time. Though it seems to be on the rise, I hadn't thought much about it. Given how hard it can be to establish good credit, it's something we should all be more aware of; identity thieves are out there.

It wasn't until a close friend of mind had her identity stolen that I saw how insidious a thing identity theft can be. Her whole world had turned upside down. It took over a year of nothing but hassle, after hassle, after hassle to get her life back together.

Can you imagine the stress of seeing everything you own suddenly put at risk? According to the research most people never catch it until it's too late.

Around this time, I caught an advertisement for LifeLock, which bills itself as the identity protection company. My interest was piqued by the CEO of LifeLock giving out his Social Security Number during the spot.

I think you'd agree that's either supreme confidence or complete lunacy.

I was intrigued. I decided I needed to find out which.

Right on the company website is the SSN of Todd Davis (the CEO of LifeLock) there for all to view. Certainly, this is a man who stands by his product.

The company gives a 1,000,000 guarantee - further displaying the confidence they have in their service.

According to the website if your Identity is stolen while you are a member of LifeLock, LifeLock is going to do whatever it takes to recover your good name. If you need lawyers, they are going to hire the best they can find. If you need investigators, accountants, case managers, whatever, they're yours. If you lose money as a result of the theft, they guarantee to give it back to you.

LifeLock guarantees do whatever it takes to help you recover your good name and guarantees to spend up to $1,000,000 to do it.

I enrolled right away upon finding the cost of this service was a mere $10 per month. I felt better at once knowing I had this caliber of protection behind me. LifeLock even requested fraud alerts for me (I wasn't even aware such a thing existed!).

Fraud alerts are very handy. Once creditors are established with the credit bureaus, they must verify your identity before they can open lines of credit in your name, issue cards or increase the limits on your existing ones. This is a good protective measure from the risks of identity theft.

Fraud alerts can be a real life saver. Creditors have to verify your identity before doing anything that would affect your credit for instance, issue a card in your name.

As an additional protection, anytime something affecting my credit is attempted, I am notified by phone of it and asked to verify this. This really puts your mind at ease. My wife and I used to spend a lot of time shredding documents; now that we have LifeLock in our corner, this is no longer necessary.

If you're still unprotected from identity theft, please give LifeLock a try. It will be worth the 30 cents a day they charge for peace of mind alone, even if no one tries to steal your identity. And if you do ever face the nightmare of identity theft, you'll be even gladder you made the right decision and signed up.

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