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Getting The Best Deal With Womens Car Insurance

It is a statistical fact that women are better drivers than men. Before too many men out there object too much to that statement, it has been proved via extensive research that women have fewer accidents than men and make fewer claims. That has not stopped insurers charging women exactly the same as men in the past, but with womens car insurance this is no longer the case.

Womens car insurance is a specialist product. So much so that only a handful of insurers will actually allow a male spouse or child onto the insurance policy as long as it is in the name of the female driver. It arose from the fact that several insurers decided that it was time women stopped subsidising the insurance of men. As such, it is now extremely popular.

Womens car insurance is basically the same as a regular car insurance policy. It has the same basic features as standard and you can still choose the level of cover from comprehensive, third party and third party fire and theft. However, despite having the main features intact it is much cheaper than regular policies.

There are many examples of how much it can save for a woman, and Jacqueline Rogers is just one of those. After having a Nationwide insurance policy for some time, she finally refused to pay the renewal figure because it was too high. Of the quotes she obtained, she found that she could save 231 pounds by insuring her Vauxhall Corsa with Sheilas Wheels.

Mrs Rogers is not the first lady to save this much and she will not be the last. In fact, there are still millions of British women that could save money by choosing womens car insurance. Those hundreds of pounds add up over the years and the initial policy itself can earn you substantial discounts, not to mention a possible discount for taking the policy out online.

Do not just look at the price of premiums before taking out a policy though. Some policies that are designed for women tend to have a lot of extras that conventional policies do not have. For example, they may have handbag cover just in case your handbag is stolen from your car. Although the level of this element of cover does vary from provider to provider, it tends to be around 750 pounds.

Most women-only insurers and those offering an individual policy are also concerned with security because women are more at risk of attack than men. They will often offer a free breakdown service and a helpline. Some also offer a windscreen helpline.

All in all, womens car insurance offers a great deal for women drivers. Not only can it save you a lot of money but can also give you features that would not come as standard in any other policy.

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More About David Hill.:
Attention women drivers! Before you begin trawling for sheilas wheels car insurance check the free help section at Powerseeker for cheaper womens car insurance quotes




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