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Are College Student Credit Cards a Nightmare Waiting to Happen?
By :
Sean Masterson
Wondering if college student credit cards are a bad or good idea? The answer isn't always cut and dry. Here are a few things to keep in mind...
How Not to Land Yourself in Credit Card Debts
By :
Gen Wright
We are all living in a world of heavy consumer spending. Everywhere we go, we are plummeted with advertisements, urging us to spend more and more money.
Time to make a business credit card comparison
By :
Finding the right business credit card for your company can feel like trying to find a needle in a haystack but here are some logical steps that can help you make an informed decision which will benefit your business.
Are You Guilty of Credit Card Abuse?
By :
Sean Masterson
Are you guilty of credit card abuse? Even if you think you're not, your credit card habits may indicate otherwise. Unless you have absolutely $0 credit card debt, there are a few things you need to be asking yourself...
How to Reduce Your Exposure to Identity Theft
By :
John Rasor
Following these tips will greatly reduce the possibility of Identity Theft.
Want a Better Credit Score Report? Pay Down Your Debts
By :
John Rasor
Plugging the holes in your spending and making sacrifices is how you save money. Budgeting is the first step in getting a hold of your debts.
Business credit cards: Robbing Peter to pay Paul?
By :
Hannah Callen
New business owners can then be put in the position of not having access to business capital. So take it upon themselves to fund the beginnings of their businesses using their personal credit cards. An alternative is a business credit card, which is designed specifically for business funding. A business credit card keeps the accounts of the owner and the company separate, making life much easier when it comes to business management.
Gas Credit Cards: 3 Things You Thought You Knew
By :
Sean Masterson
Interested in debunking the top three myths of gas credit cards? If you thought you knew everything there was to know about these financial tools, you might want to reconsider...
What Are Some Of The Causes Of Bad Credit?
By :
Michael D. Strauss
As economic times get harder, more and more people are developing a bad credit rating. What exactly does this entail, and what are the causes?
Why is Paying off Credit Cards a Must
By :
Gen Wright
Credit Cards – This word really takes off my sleep. Of late, I have some amount outstanding on my card and I need to clear it before its due date. Or else, I would be required to count that the lump sum interest amount. Many people resort to credit cards to soothe their life with worldly luxuries. Luxuries do give peace, but the debts make sure that you lose that peace and sleep over them.
Controversial Internet Marketing Tools
By :
John Hutchinson
The best of the internet marketing tools is to put your credit card away and hide your wallet. If you are just starting out in internet marketing you are going come across many marketers out there who will offer you hundreds of products "guaranteed" to give you instant wealth.
3 Things Everyone Should Know About Prepaid Credit Cards
By :
Sean Masterson
Are all prepaid credit cards created equal? Are they the answer to all of your plastic woes? Before you go jumping on the prepaid bandwagon there are a few things you need to keep in mind...
You Can Get Control of Debt
By :
William Onedge
You just need to make a list of your wants and your needs, once you have the list you can work on one thing at a time. So you can get control of debt.
Accurate vs. Inaccurate Credit Listings
By :
Stuart Hunter
Because of how accurate credit listings are defined by the FCRA and other legal rulings, many of the things on your credit reports that you think are accurate may not be.
Visa or MasterCard: What is the Difference?
By :
Stephanie Andrews
Start shopping for a new credit card, and you'll quickly find that the vast majority carry the name Visa or MasterCard on them. Trying to figure out which of these names implies a better deal can be confusing. If you're struggling to sort out the differences between Visa and MasterCard, you're not alone. Read on for an inside look at these credit companies and what they mean for you.
3 Things You Need to Know About Credit Card Debt Consolidation
By :
Sean Masterson
Credit card debt consolidation can indeed be the answer to your financial woes, but not all consolidation options are created equal. Before you enroll in any consolidation service, make sure you keep the following in mind...
Credit Cards and the Credit Crunch: 5 Steps to Manage your Cards Wisely
By :
Stephanie Andrews
Let's look at one market that is changing due to the current economy: credit cards. Just how have credit cards been affected? For starters, companies are tightening up their standards and lines of credit. In some cases, this means sending out fewer applications, especially to those that earn less than $50,000 a year. It also has led companies to increase their interest rates and decrease the limits available to cardholders.
Top Low Interest Rate Credit Cards
By :
Stephanie Andrews
If you regularly carry a balance, a low interest rate credit card may be a good investment. These cards do not usually have as many bells and whistles as others, but the low rate provides you with valuable savings. Low interest rate credit cards allow you to manage your balance without shelling out hundreds of dollars in interest fees. Here's a look at three to consider.
Can You Really Do Credit Repair Yourself?
By :
Alex Navas
Can credit repair really be done by yourself? Is it possible to do effective credit repair without the experts. The answer is yes if you know these simple techniques to do credit repair yourself.
Debunking 5 Secured Credit Card Myths
By :
Sean Masterson
Looking into getting a secured credit card? You'd better differentiate the myths from the reality first. Here's a few facts that can help...
When Good Credit Turns Bad
By :
Bradley Darville
One of the most shattering events in life can be the reality of experiencing good personal credit totally deteriate to bad credit. Good credit can be likened to a badge of honor bestowed upon a well deserving citizen of a country who in turn wears it with the utmost dignity and pride.
5 Simple Ways To Overcome Credit Problems
By :
Alex Navas
No matter what type of credit problems you may be facing, they can be solved easier than you think. Just a little knowledge and a few minutes a day can dramatically eliminate most credit problems you may be facing.
Prioritising your Payments Can Help With Debt Relief
By :
William Onedge
It just takes a few steps to get control of your debt. Prioritising your payments can help with debt relief and get you on the right track to solving your debt problems.
Tactics To Get Your Credit Card Debt Back Under Control
By :
Nicholas Hunt
Personal debt has skyrocketed in recent years, and one of the main culprits is the overuse of credit cards. Find out how to minimize the financial hangover if your card debts are out of control.
A How-To Approach to Getting Bad Credit Unsecured Credit Cards
By :
Sean Masterson
All bad credit unsecured credit cards charge ridiculous interest rates and horrible annual fees, right? Wrong! There are a few good ones out there, but before you consider applying for any unsecured card, there are some things you need to know...
Reasons For Checking Your Credit Report
By :
David Smith
Your credit report and score tells lenders whether or not you are a good risk to approve a loan. But there are information included on your credit report and score that is often incorrect. This is why it\'s important to check your credit report and FICO score regularly, at least once a year.
Credit Cards and Fraud
By :
Arthor Pens
With The extreme use of credit cards, and especially that use compounded by the secret avenues of the internet, can put the common consumer in a vulnerable position to become a fraud victim.
Bad Credit - Credit Cards - Where To Turn
By :
Arthor Pens
If you have bad credit your options become limited in regards to a credit card. Picking the right card to apply for is very important.
Credit Card Companies Could Lower Your Credit Score
By :
Stuart Hunter
Credit card issuers have begun lowering the credit limits of credit card users who have a late payment, apply for other sources of credit, or have their credit scores drop. This can then cause credit scores to drop even further.
International Credit Card Charges
By :
Alisdair Cosgrove
Nearly all credit card companies in the USA, except one, will charge a two to three percent foreign transaction fee if your card is used abroad.
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